Know what you're owed.

Active duty, retired, line-of-duty injured, presumptive condition, family dependent — eligibility is broader than most pharmacies acknowledge. Our concierge audits every member's status against state and federal benefit programs.

Most states recognize cardiovascular, respiratory, and certain cancer diagnoses as presumed line-of-duty for fire and police. The presumption shifts the burden of proof — and unlocks zero out-of-pocket coverage in most cases.

VA Health Benefits, TRICARE, the Public Safety Officers' Benefits (PSOB) Act, and the Federal Employees' Compensation Act (FECA) all extend coverage layers most members never tap into.

Spousal coverage, dependent prescription benefits, survivor benefits, and educational assistance vary by jurisdiction and program. We map your family's full eligibility, not just your own.

PTSD, anxiety, and depression are recognized as occupational conditions in a growing list of states. Prescription support is fully covered under most presumption statutes — and always handled discreetly.